Perancangan Aplikasi Split Bill dengan Transfer Antar Dompet Digital
DOI:
https://doi.org/10.61769/telematika.v18i2.584Keywords:
digital wallet, digital economy, split bill, applications, transferAbstract
With the development of technology today, the digital economy is also growing. Katadata's survey on the choice of online payment methods made by the public found that digital wallets were successfully used. Digital wallets beat bank and cash methods. The reasons for using digital wallets include practicality, convenience, promotions, and efficiency. It is not uncommon for a person to top-up each digital wallet in order to choose the offer that is more favorable for him. However, there are problems in transferring between digital wallets. Among them is the case of split bills from a group of people who have different digital wallets. When accumulated, administrative costs can reach billions of rupiah per month. This phenomenon is not worth it for Indonesian people, especially small communities if their money is used for administrative costs. Therefore, to overcome this problem, a free balance transfer application between digital wallets is needed to relieve users in making balance transfers without administrative costs. This research is expected to offer a business process that answers the problem of transferring between digital wallets by using the prototyping system development method and responsive web as the basis of the application. The business process, feature flow, and application appearance are designed in this research.
References
A. D. Marsela, J. Nathanael, dan N. Marchelyta, “Penggunaan e-wallet sebagai kemajuan teknologi digital dalam menentukan preferensi masyarakat di Surabaya,” Pros. Semin. Nas. Ilmu Ilmu Sos., vol. 1, hlm. 784–790, 2022.
M. Budirahardjo dan D. Laksmidewi, “Faktor yang mendorong intensi untuk melanjutkan penggunaan dompet digital: studi pada pengguna di Pulau Jawa,” J. Apl. Bisnis dan Manaj., vol. 8, no. 2, hlm. 444–457, 2022, DOI: 10.17358/jabm.8.2.444.
L. Nur Janah dan S. Setyawan, “Dampak pandemi Covid-19 terhadap penggunaan dompet digital di Indonesia,” J. Educ. Lang. Res., vol. 1, no. 7, hlm. 709–716, 2022.
J. Herdioko dan Ni Kadek Dewi Damayanti, “Analisis motivasi penggunaan dompet digital Ovo pada masyarakat di Daerah Istimewa Yogyakarta,” Modus, vol. 35, no. 1, hlm. 133–153, 2023, DOI: 10.24002/modus.v35i1.6915.
D. M. Rangkuty, “Apakah penggunaan e-wallet masa pandemi Covid-19 semakin meningkat di Indonesia?,” Pros. Konf. Nas. Univ. Nahdlatul Ulama Indones., vol. 01, no. 01, hlm. 251–260, 2021, [Daring]. Tersedia: https://journal.unusia.ac.id/index.php/Conferenceunusia/article/view/205.
P. Nadhilah, R. I. Jatikusumo, dan E. Permana, “Efektifitas penggunaan e-wallet dikalangan mahasiswa dalam proses menentukan keputusan pembelian,” Jemma (Journal Econ. Manag. Accounting), vol. 4, no. 2, hlm. 128, 2021, DOI: 10.35914/jemma.v4i2.725.
N. Syifa dan V. Tohang, “The use of e-wallet system,” Int. Conf. Inf. Manag. Technol., August, hlm. 342–347, 2020.
E. Fisher, “Software Application for Bill Splitting,” Defensive Publ. Ser., hlm. 1–6, 2017.
A. Acker dan D. Murthy, “What is Venmo? A Descriptive Analysis of Social Features in the Mobile Payment Platform,” Telemat. Informatics, vol. 52, hlm. 1–12, 2020, DOI: 10.1016/j.tele.2020.101429.
S. Megadewandanu, Suyoto, dan Pranowo, “Exploring mobile wallet adoption in Indonesia using UTAUT2: An approach from consumer perspective,” Proc. - 2016 2nd Int. Conf. Sci. Technol. ICST 2016, October, hlm. 11–16, 2017, DOI: 10.1109/ICSTC.2016.7877340.
M. Rizal, E. Maulina, dan N. Kostini, “Fintech as One of The Financing Solutions for SMEs,” J. Pemikir. dan Penelit. Adm. Bisnis dan Kewirausahaan, vol. 3, no. 2005, hlm. 8–10, 2018.
M. Faridhal, “Analisis transaksi pembayaran nontunai melalui e-wallet,” J. Ilm. Mhs. FEB Univ., vol. 7, no. 2, 2019.
R. Y. Dirgantoro dkk., “Analisis perancangan sistem informasi akuntansi penerimaan dan pengeluaran kas pada Laundry Box,” J. Ris. Akunt. dan Keuang., vol. 8, no. 2, hlm. 239–258, 2020.
W. S. Dharmawan, D. Purwaningtias, dan D. Risdiansyah, “Penerapan metode SDLC waterfall dalam perancangan sistem informasi administrasi keuangan berbasis desktop,” J. Khatulistiwa Inform., vol. 6, no. 2, hlm. 159–167, 2018, DOI: 10.31294/khatulistiwa.v6i2.160.
E. R. Susanto dan F. Ramadhan, “Rancang bangun aplikasi berbasis web perizinan praktik tenaga kesehatan menggunakan framework Codeigniter pada Dinas Kesehatan Kota Metro,” J. Tekno Kompak, vol. 11, no. 2, hlm. 55, 2017, DOI: 10.33365/jtk.v11i2.173.
R. Darmawan dan B. Hakim, “Perancangan sistem website e-commerce pada PT Natura Indoland dengan framework Codeigniter,” JBASE - J. Bus. Audit Inf. Syst., vol. 5, no. 2, hlm. 9–18, 2022, DOI: 10.30813/jbase.v5i2.3776.
Y. Anggraini, D. Pasha, D. Damayanti, dan A. Setiawan, “Sistem informasi penjualan sepeda berbasis web menggunakan framework Codeigniter (Studi Kasus: Orbit Station),” J. Teknol. dan Sist. Inf., vol. 1, no. 2, hlm. 64–70, 2020, DOI: 10.33365/jtsi.v1i2.236.
M. Syarif, “Waterfall sebagai model pengembangan sistem persediaan apotek berorientasi objek,” J. Teknol. Inf., vol. 6, no. 1, hlm. 44–52, 2022.
R. Yesputra dan Z. Azhar, “Implementasi object oriented programming dalam pengembangan aplikasi berbasis client – server,” J. Nas. Ilmu Komput. Unika St. Thomas, hlm. 1–10, 2017.
I. Salamah, “Evaluasi usability website Polri dengan menggunakan system usability scale,” vol. 8, hlm. 176–183, 2019.
A. A. Andryadi, “Analisis tampilan web responsive (Studi Kasus: Situs Dicoding, Detik, dan Rumah Zakat),” vol. 2, no. 1, hlm. 147–153, 2023.
C. Novianty, “Review konsep responsive design dengan framework Materialize pada website,” InfoTekJar (Jurnal Nas. Inform. dan Teknol. Jaringan), vol. 2, no. 1, hlm. 41–44, 2017, DOI: 10.30743/infotekjar.v2i1.140.
A. Priambodo, “Perancangan dan implementasi CMS e-commerce Apri-Cart,” J. Ilm. Fak. Tek. LIMIT’S, vol. 14, no. 2, hlm. 16–25, 2018.
D. Yadini, V. Yasin, dan A. Zulkarnain Sianipar, “Perancangan sistem pembelajaran daring menggunakan framework CodeIgniter (CI) di PAUD Flamboyan Jakarta,” J. Widya, vol. 2, no. 1, hlm. 33–42, 2021, DOI: 10.54593/awl.v2i1.7.
A. Sholahuddin, “Rancang bangun aplikasi e-commerce sayur Tirta Mina Tani menggunakan framework Codeigniter berbasis web,” Diss. Univ. Technol. Yogyakarta, 2019.
I. Sofiani dan A. I. Nurhidayat, “Sistem informasi rancang bangun aplikasi e-marketplace hasil pertanian berbasis website dengan menggunakan framework Codeigniter,” J. Manaj. Inform., vol. 10, no. 01, hlm. 25–32, 2019.
I. A. Shaleh, J. P. Yogi, P. Pirdaus, R. Syawal, dan A. Saifudin, “Pengujian black box pada sistem informasi penjualan buku berbasis web dengan teknik equivalent partitions,” J. Teknol. Sist. Inf. dan Apl., vol. 4, no. 1, hlm. 38, 2021, DOI: 10.32493/jtsi.v4i1.8960.
M. Susilo, “Rancang bangun website toko online menggunakan metode waterfall,” InfoTekJar (Jurnal Nas. Inform. dan Teknol. Jaringan), vol. 2, no. 2, hlm. 98–105, 2018, DOI: 10.30743/infotekjar.v2i2.171.
Downloads
Published
Issue
Section
License
Copyright (c) 2023 Bhustomy Hakim, Glenda Jocelyn Hendri, Sisilia Petrisa
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
You are free to:
- Share — copy and redistribute the material in any medium or format for any purpose, even commercially.
- Adapt — remix, transform, and build upon the material for any purpose, even commercially.
- The licensor cannot revoke these freedoms as long as you follow the license terms.
Under the following terms:
- Attribution — You must give appropriate credit, provide a link to the license, and indicate if changes were made. You may do so in any reasonable manner, but not in any way that suggests the licensor endorses you or your use.
- ShareAlike — If you remix, transform, or build upon the material, you must distribute your contributions under the same license as the original.
- No additional restrictions — You may not apply legal terms or technological measures that legally restrict others from doing anything the license permits.
Notices:
You do not have to comply with the license for elements of the material in the public domain or where your use is permitted by an applicable exception or limitation.
No warranties are given. The license may not give you all of the permissions necessary for your intended use. For example, other rights such as publicity, privacy, or moral rights may limit how you use the material.
